Spread the Cost with
Flexible Finance
We've partnered with Ideal4Finance to help you spread the cost of your purchase with affordable monthly payments — including 0% APR options.
Choose What Works for You
The following options are available, always subject to the lender's assessment. A deposit may be payable — we will agree this before you begin your application.
0% APR
12 or 24 months
Interest-free — pay back exactly what you borrow over one or two years.
12.9% APR
36, 48, 60 or 120 months
Spread the cost over up to 10 years with fixed monthly repayments.
Our finance partner, Ideal4Finance, helps thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’. You can apply online anytime and decisions are made quickly.
Finance in 4 Simple Steps
Choose Your Products
Visit us in-store and choose the bathroom or plumbing products you need.
Apply Online
Complete a quick finance application directly on Ideal4Finance's secure website — anytime.
Get a Decision
Decisions are made quickly. The final decision is based on your individual circumstances.
Place Your Order
Once approved, we can finalise your order and get everything ready for you.
What Does Finance Look Like?
Based on a £5,000 purchase over 5 years with a 25% deposit:
Purchase Price
£5,000
Deposit
£1,250
Total Credit
£3,750
Loan Term
60 months
APR (fixed)
12.9%
Monthly Repayment
£85.13
Total Repayable
£5,107.93
Total Cost
£6,357.93
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Calculate Your Repayments
Use our handy finance calculator to find out more about your loan repayments. Please note that this provides a guide only — the exact details will be confirmed during the application process.
Finance — Common Questions
The questions we're asked most often about spreading the cost. Anything specific to your own application is best answered by Ideal4Finance directly.
Do you offer 0% finance on bathrooms?
Yes — 0% APR is available over 12 or 24 months through Ideal4Finance, subject to status. Interest-free means you pay back exactly what you borrow, with no interest added over the term. It covers the bathroom and plumbing products you buy from us, which you choose in-store before you apply. A deposit may be payable depending on the lender's assessment, and we'll agree that with you before you begin your application.
How long can I spread bathroom finance over?
There are two routes. Interest-free at 0% APR runs over 12 or 24 months. If you'd rather bring the monthly payment down, longer terms of 36, 48, 60 or 120 months are available at 12.9% APR fixed — up to ten years. A longer term means a smaller monthly payment but more interest paid overall, so it's worth putting both through the Ideal4Finance calculator before you decide which suits you.
What can I use the finance for?
The bathroom and plumbing products you buy from Ansdell Plumbing Supplies. The usual route is to come into the showroom or the trade counter, choose what you need and agree the total with us, and then apply online for that amount. If you're planning a full bathroom rather than replacing a single item, it's worth booking time with Jordan first so the spec is settled before you look at the finance side. Visit the bathroom showroom →
Is a deposit required?
A deposit may be payable — it depends on the lender's assessment and the amount you're borrowing. We'll agree it with you before you begin your application, so there's no surprise partway through. The representative example on this page is based on a 25% deposit against a £5,000 purchase, which leaves £3,750 on finance. Your own figure may well be different, and the application will confirm it.
What would the repayments actually look like?
Here is the representative example in full. A £5,000 purchase with a 25% deposit of £1,250 leaves £3,750 of credit over 60 months at 12.9% APR fixed: £85.13 a month, £5,107.93 total repayable, and £6,357.93 total cost including the deposit. That is an illustration rather than a quote — the rate you're offered is always provisional and depends on your circumstances, the loan amount and the term.
How do I apply, and how quickly will I get a decision?
You apply online through Ideal4Finance's own secure website using the Apply for Finance link on this page, at any time of day. Decisions are made quickly, though the outcome and the rate depend on your individual circumstances rather than on anything we decide. If you get stuck partway through, Ideal4Finance's own team can help on 020 3617 4647, Monday to Friday, 9am to 5pm. Once you're approved, come back to us and we'll finalise your order.
Who is the finance provided by?
Ideal4Finance — the trading name of Ideal Sales Solutions Ltd, which is a credit broker and not a lender (FRN 703401). They work with reputable UK lenders and are Trustpilot-rated ‘Excellent’. Ansdell Plumbing Supplies 2018 Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd. The full regulatory disclosure is at the foot of this page.
Is finance guaranteed?
No — all finance is subject to status, and the final decision rests with the lender rather than with us. The rate you're offered is always provisional and will depend on your personal circumstances, the loan amount and the term. It's worth being straight about the risk too: there are risks involved in taking out a loan, and you should be sure you can make every payment on time and in full, because failing to do so can lead to financial difficulties and harm your credit score.
Ready to Apply?
Apply online anytime through Ideal4Finance's secure website. If you need support with your application, call Ideal4Finance on 020 3617 4647 (Mon–Fri, 9am–5pm).
Ansdell Plumbing Supplies 2018 Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.